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Business Banker 1

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POST DATE 9/9/2016
END DATE 10/13/2016

Hancock Bank New Orleans, LA

New Orleans, LA
AJE Ref #
Job Classification
Full Time
Job Type
Company Ref #
Mid-Career (2 - 15 years)
Bachelors Degree



Develops and manages business banking relationships through business to business calling efforts and by working with the retail branch network by performing the following duties.



Makes sales calls to prospective business banking clients

Responsible for solicitation of bank products

Analyzes financial statements

Recommends loan structure based on customer needs and in accordance with bank policy

Packages and presents loan proposals to appropriate approval authority

Negotiates terms and conditions of loans with clients

Actively monitors loan portfolio to ensure credit quality

Promotes and cross-sells other establishment products and services as appropriate to customer requirements and opportunities for cash management and wealth management

Analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loan

Corresponds with or interviews applicant or creditors to resolve questions regarding application information

Compiles loan package and facilitates negotiation of loan structure with applicant, including fees, loan repayment options and other credit terms

Ensures loan agreements are complete and accurate according to policy

Assures timely loan closing and funding activities

Identifies and analyzes potential loan markets to develop prospects for other commercial loans



Represent the bank in community functions



This job shares supervisory responsibilities with the CCA Supervisor and directly supervises one employee. Carries out some supervisory responsibilities in accordance with the organization's policies and applicable laws, Responsibilities include appraising performance and rewarding/disciplining the employee, planning, assigning and directing work, addressing complaints and resolving problems but does not get involved in the interviewing, hiring and training of employees or salary administration.


To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.



Bachelor's degree from a four-year college or university, up to two years related experience and/or training for level I, two years to four years for level II and four to six years for level III, or equivalent combination of education and experience



Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations,


Ability to write reports, business correspondence, and procedure manuals,


Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public



Ability to work with mathematical concepts such as probability and statistical inference and fundamentals of plane and solid geometry and trigonometry,


Ability to apply concepts such as fractions, percentages, ratios and proportions to practical situations



Ability to define problems, collect data, establish facts and draw valid conclusions,


Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables



Ability to learn or knowledge of Microsoft Office products including Microsoft Word, Excel, Access and PowerPoint,

Ability to learn or knowledge of Outlook email program


This position requires National Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act of 2008. As such, upon active employment you will be required to either register on NMLS or re-register and move your previous registration. Your continued employment in this position is contingent upon successful registration immediately after your start date and annual renewal of your registration thereafter. In addition, information obtained during the registration process may impact your employment.



The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.


While performing the duties of this job, the employee is regularly required to use hands to finger, handle or feel such as using a computer mouse or writing, reach with hands and arms and talk or hear in person or on the telephone with other employees, supervisors and in some cases the general public and board of directors. The employee is frequently required to stand. The employee is occasionally required to walk and sit. The employee must occasionally lift and/or move up to 25 pounds.



The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this Job, the employee is occasionally exposed to outside weather conditions. The noise level in the work environment is usually moderate.

Job Category: Business & Commercial Banking
Organization: Whitney Bank - Retail - Small Business Banking
Shift: First Shift
Job Type: Experienced
Job Level: Individual Contributor
Travel: No

Hancock Holding Company family of companies include: Whitney Bank (doing business as Hancock Bank in Mississippi, Alabama and Florida and Whitney Bank in Louisiana and Texas), Hancock Investment Services, Inc., Whitney Investment Services, Inc., Hancock Insurance Agency, Whitney Insurance Agency and Harrison Finance Company.

Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.

Additional Benefits

Tuition Reimbursement, Stock Purchase Plan, Pension Plan, AD&D, many supplemental plans