Commercial Banker 8/9/2016
Synovus Financial Corp.
JOB DESCRIPTIONAPPLY Original Posting date:
Area of Interest:
Minimum Education: Bachelor's Degree in Finance, Accounting, Business Administration or related discipline, or an equivalent combination of education and experience
Minimum Experience: Two (2) years job related work experience
Required Knowledge, Skills, & Abilities:
- Proficient sales and advisory skills
- Results driven business development calling skills
- Ability to negotiate and influence actions in a professional and effective manner
- Experience as a credit analyst
- Demonstrated credit/underwriting skills
- Intermediate knowledge of Microsoft Office with emphasis on Excel
Additional Job information:
Preferred Knowledge, Skills, & Abilities:
- Completion of Commercial Management Associate Program
Develops and manages relationships with businesses having annual sales revenue from $2.5MM to
Job Duties and Responsibilities:
Manages assigned portfolio and retains and strengthens current relationships. Focus is on commercial lending opportunities, but also pursues, develops, and services a wide variety of financial products. Meets and exceeds sales goals in deposits, loans, fee income and referrals.
Develops new and existing customer relationships through networking, cross-selling opportunities and referrals to and from business product partners within the bank. Establishes and maintains comprehensive referral network to generate new client relationships. May assist higher-level commercial bankers with business development efforts.
May partner with branch manager and serve as the primary point of contact for the business customer. May serve as commercial banking expert for a branch or a group of branches.
May generate SBA loans by proactively creating, developing and maintaining internal/external relationships.
Proactively manages customer relationships by identifying financial needs, delivering solutions to meet the needs, and delivering quality customer service.
Reviews applicant financial data to evaluate credit worthiness.
Negotiates terms and makes decisions on loans within limits or makes recommendations. Monitors outstanding loans to ensure ongoing credit worthiness.
Represents Synovus within the community by actively serving in community organizations, participating in local chambers of commerce and other related leadership activities.
Adheres to established loan policies and procedures. Works with commercial credit approval process to ensure that underwriting and credit quality standards are implemented and maintained.
Uses professional knowledge and follows standard procedures to analyze information, determine course of action and resolve problems.
Each team member is expected to be aware of risk within their functional area. This includes observing all policies, procedures, laws, regulations and risk limits specific to their role. Additionally, they should raise and report known or suspected violations to the appropriate Company authority in a timely fashion.
Performs other related duties as required.
The information on this description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.
Synovus is an Equal Opportunity Employer supporting diversity in the workplace. M/F/D/V/AA
Synovus is an equal opportunity employer supporting diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.