August 14, 2016

Conventional UnderWriters

AppleOne - Jacksonville, FL

View Job Summary View Job Summary
  • Company
    AppleOne AppleOne
  • Location
    Jacksonville, FL
  • Job Type
  • Job Classification
    Full Time
  • Salary Range
    ≤ $33.00 per hour
  • Company Ref #
  • AJE Ref #
  • Number of Positions
  • Required Licenses/Certificates

Job Description

We currently seeking 15 Conventional Underwriters for direct hire opportunity with benefits in Jacksonville, Florida. These positions are an immediate need.
Position Overview
The Underwriter?s primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the client?s loan operating system, utilizing an automated underwriting system to determine approval and clearing conditions for Final Approval. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills.
Essential Job Functions
Perform complete and in-depth review of mortgage loan files including; income, assets, credit and collateral
Utilize client?s loan operating system to ensure accurate data entry
Underwrite loans in accordance with client guidelines; utilizing AUS or manual guidelines
Evaluate and ensure overall loan documents are accurate, complete, and compliant
Ability to identify and/or clear ref flag or alerts
Issue loan decision and condition file accordingly
Review and approve conditions for compliance and completion of loan file
Provide excellent customer service to internal and external clients
Maintain current knowledge of client and investor requirements
Resolve pre and post-closing issues as they relate to underwriting
Assist Processors/Loan Officers in understanding underwriting decisions and conditions
Thorough working knowledge of Fannie Mae and Freddie Mac underwriting guidelines and automated underwriting engines (DU/LP)
Strong analytic, interpersonal, and verbal and written communication skills
Detail-oriented with strong ability to time manage
Ability to work in a flexible and production-oriented environment
Must be able to work in a high stress environment while delivering a high-level of customer service
Must be willing and able to work as part of a team
Strong capability to work in multiple systems - paperless environment
Must be willing to work in strict security environment
NMLS-MLO Licensure preferred
We are an equal employment opportunity employer and will consider all qualified candidates without regard to disability or protected veteran status.

Job Experience:

Minimum 2+ years current conventional mortgage loan underwriting experience
Strong knowledge of income calculations, tax returns, reading credit reports, identifying red flag