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Conventional Underwriter - 8/14/2016

AppleOne Jacksonville, FL

Company
AppleOne
Job Classification
Full Time
Company Ref #
23157070.1194
AJE Ref #
575879383
Location
Jacksonville, FL
Job Type
Regular
Required Licenses/Certifications
df-aj

JOB DESCRIPTION

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Position Overview
The Underwriter?s primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the client?s loan operating system, utilizing an automated underwriting system to determine approval and clearing conditions for Final Approval. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills.

Essential Job Functions
? Perform complete and in-depth review of mortgage loan files including; income, assets, credit and collateral
? Utilize client?s loan operating system to ensure accurate data entry
? Underwrite loans in accordance with client guidelines; utilizing AUS or manual guidelines
? Evaluate and ensure overall loan documents are accurate, complete, and compliant
? Ability to identify and/or clear ref flag or alerts
? Issue loan decision and condition file accordingly
? Review and approve conditions for compliance and completion of loan file
? Provide excellent customer service to internal and external clients
? Maintain current knowledge of client and investor requirements
? Resolve pre and post-closing issues as they relate to underwriting
? Assist Processors/Loan Officers in understanding underwriting decisions and conditions
We are an equal employment opportunity employer and will consider all qualified candidates without regard to disability or protected veteran status.

Job Experience:

Qualifications
? Minimum 2+ years current conventional mortgage loan underwriting experience
? Strong knowledge of income calculations, tax returns, reading credit reports, identifying red flag
? Basic knowledge of appraisal and ability to recognize re