Credit Analyst/Senior Credit Analyst - Horsham, PA
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POST DATE 8/18/2016
END DATE 10/29/2016
JOB DESCRIPTIONPACCAR is a Fortune 500 company established in 1905. PACCAR Inc is recognized as a global leader in the commercial vehicle, financial, and customer service fields with internationally recognized brands such as Kenworth, Peterbilt, and DAF trucks. PACCAR is a global technology leader in the design, manufacture and customer support of high-quality light-, medium- and heavy-duty trucks under the Kenworth, Peterbilt and DAF nameplates. PACCAR designs and manufactures advanced diesel engines and also provides customized financial services, information technology and truck parts related to its principal business.
Whether you want to design the transportation technology of tomorrow, support the staff functions of a dynamic, international leader, or build our excellent products and services you can develop the career you desire with PACCAR. Get started!
PACCAR Financial (PFC)
PACCAR Financial facilitates the sale of premium-quality PACCAR vehicles in 20 countries on three continents worldwide by offering a full spectrum of creative, flexible financial products and value-added services specifically tailored to the transportation industry.
Performs credit analysis on end-user financing customers, incorporating company policies, promotions and programs into the decision making process, with the goal of fostering the sale of PACCAR products.
Reviews and approves, modifies or declines retail collateralized transactions within established credit authority, and communicates decisions to dealer.
Responsible for timely and accurate disposition of all assigned credit proposals.
Makes recommendations to management on proposals beyond the analyst s credit authority.
Prepares fleet credit proposals for management review as assigned.
Actively participates in evaluating customer credit quality and ongoing financial stability.
Follows up on completed applications to ensure capture of business.
Performs retail and wholesale financial analysis as assigned.
2 + years of asset based underwriting or related experience. Knowledge of credit and finance functions a bonus.
Completed BA/BS degree in finance, business or related field required; MBA or equivalent experience preferred.
Must possess strong analytical and decision-making skills.
Demonstrated oral communication and negotiating skills.
Financial statement analysis and interpretation skills.
Heavy equipment or commercial lending and dealer network experience highly desired.
Strong business writing skills.
If you would like more information about what makes PACCAR an excellent place to work, please visit the PACCAR Career Site.
PACCAR is an EqualOpportunity Employer/Protected Veteran/Disability.