Credit Analyst - VanNuys, Ca
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Department: Underwriting Job Title: Credit Analyst II
The duties entail review of new account submissions for acceptance. Signing authority is given based on training and time in position. The Analyst evaluates the type of business and conducts a full due diligence review. The position is fast pace and requires strong organization, written and analytical skills.
?? Training of new hires
?? Handle escalated account issues
?? Monitor department workflow
?? Ensure CRM and FD systems are up to date
?? Review high volume and higher risk submissions
?? Assist management in maintaining department process and procedures
?? Cross-train with various departments
?? Evaluate new application submissions
?? Ensure merchant application is completed correctly and supporting documents are enclosed.
?? Generate and review credit reports for credit worthiness and limitations.
?? Review requested processing limits to determine if consistent with type of business.
?? Evaluate products and services to ensure business model is acceptable.
?? Conduct various system searches for possible existing and/or prior accounts.
?? Conduct various online searches to verify personal and/or business information.
?? Flag and notify Risk Department of merchant processing concerns.
?? Conduct merchant interviews for possible fraud.
?? Review legal documents for verification of entity, business name and director information.
?? Review of bank statements and company financials to determine financial conditions of the business.
?? Review of previous processing statements to evaluation prior processing history.
?? Communicate with Merchants, Agent Offices and Bank Solutions on missing and/or required documents needed for review.
?? Ensure validity of banking information provided.
?? College Degree or equivalent experience
?? 5 yrs. experience in Banking and/or Bankcard a plus
?? 35+ wpm and 10-key by touch
?? Proficient with all Microsoft Office products
?? Ability to multitask and prioritize
?? Excellent attention to detail, strong investigative and analytical skills
Great benefits. Apply for this great position as a credit analyst today! We are an equal employment opportunity employer and will consider all qualified candidates without regard to disability or protected veteran status.