Credit Risk Manager 9/6/2016

Confidential Company Cypress, CA

Company
Confidential Company
Job Classification
Full Time
Company Ref #
28639631
AJE Ref #
576105142
Location
Cypress, CA
Job Type
Regular

JOB DESCRIPTION

APPLY
Client has an excellent opportunity for a CREDIT RISK MANAGER, in CYPRESS, CA. This role will provide analytical support to formulate Client's Credit Risk Strategies and other business initiatives. The areas of focus includes credit scoring systems, acquisitions and portfolio management strategy/criteria design, vintage analysis and portfolio segmentation, demographic analysis, portfolio loss forecasting and modeling to maximize risk/reward trade-off.

SPECIFIC DUTIES INCLUDE, BUT ARE NOT LIMITED TO:

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Lead key risk initiatives like scorecard development, strategy design and adjustments. Perform quantitative analysis, statistical modeling, and monitoring of the company's credit, collateral, and customer performance.
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Develop, implement and monitor Client's credit and servicing policies and procedures for Credit Card and Installment programs
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Develop, monitor and publish MIS reports to manage business activities.
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Apply SAS and database knowledge to evaluate and develop risk management strategies.
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Conduct comprehensive analyses to assess levels of credit risk- including summarizing results with opinions and recommendations for actions.
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Evaluate the adequacy of internal processes and reduce all forms of exposure ranging from credit risk, efficiency/cost and regulatory impact.
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Develop, examine and interpret statistical reports.
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Predict the future trends from the current developments in the economy and recommend the management accordingly to plan the strategies.
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Monitor and assess the post-implementation impact of risk management strategies.
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Provide analytical and strategic support in a fast-paced start-up environment.
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Liaison with and maintain relationship with Scorecard and Decision Engine service provider.
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Ensure credit risk reports are comprehensive, accurate and timely

REQUIREMENTS:

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4-yearBachelor's degree in Business Administration, , Statistics, Economics, Marketing, Finance or other related field
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5 to 8years of working experience with at least 2years in managerial role
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Experience in Auto, Motorcycle lending or installment industry
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Strong presentation skills and ability to present data to Senior Management
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Strong interpersonal and planning skills, and ability to interact seamlessly with all levels of management (internal and external).
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Experience in Credit Card origination risk and portfolio management area
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Master's degree in Computer Science or Statistics preferred
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SQL / Oracle, SAS
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Analytical and strategic thinking* Experience with working in a fast-paced start up work environment