JOB DESCRIPTION

***RELOCATION ASSISTANCE IS PROVIDED***

WORK ENVIRONMENT

* Casual work attire

* Beautiful building with secure entry

* Basketball hoop, shuffle board and courtyard

* Covered parking ramp with plenty of parking and secure access

* Cafeteria offering freshly made breakfast and lunches

* Onsite gym.

FULL TIME EMPLOYEES RECEIVE MANY BENEFITS INCLUDING:

* Medical, dental and vision insurance

* Short term disability and long term disability

* 401k

* Paid time off

* Incentive pay

JOB DUTIES

* Develops and maintains sound credit policies and underwriting standards to monitor compliance.

* Applies and interprets clients and Investor underwriting guidelines to make sound credit decisions.

* Performs a thorough analysis to determine compliance with both Company and Investor guidelines.

* Identifies any conditions, stipulations or pre-funding requirements.

* Performs other duties as assigned.

MINIMUM QUALIFICATIONS

* 10+ years' residential mortgage/home equity credit risk management, underwriting and approval processes

* Advanced knowledge of mortgage lending guidelines and regulations (FHA, VA Conventional, FHLMC, FNMA and Investors)

* Extensive knowledge of FNMA and FHLMC guidelines and risk assessment tools used to decision mortgage loans.

* Deep understanding of advanced quantitative tools and techniques such as credit scoring, financial forecasting, modeling and the use of risk analytical techniques used in portfolio management.

* Comprehensive knowledge of residential mortgage lending including traditional and non-traditional products, loan operations, secondary market activities and related risks.

* Strong knowledge of industry best practices, trends and developments.

* Experience working with the Encompass platform is a plus

***CORRESPONDENT LENDING EXPERIENCE REQUIRED***

OUR CLIENT IS AN EQUAL OPPORTUNITY EMPLOYER.