DE Government Underwriter 8/26/2016

JMAC Lending Irvine, CA

Company
JMAC Lending
Job Classification
Full Time
Company Ref #
29282923
AJE Ref #
575989403
Location
Irvine, CA
Job Type
Regular

JOB DESCRIPTION

APPLY
JMAC Lending continues to expand and is seeking experienced DE/ VA Underwriters for our corporate office in Irvine, California.

Send your resume today! We provide competitive salary, overtime and bonuses for our Underwriters and a comprehensive benefits package including 401k matching.

Responsibilities:

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Review credit documents accordance to JMAC, FHA, Agencies and investor's guidelines.
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Review borrower's income and assets accordance to JMAC, FHA, Agencies and investor's guidelines.
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Review subject property and appraisal accordance to JMAC, FHA and investor's guidelines.
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Review all forms and disclosures making sure they are in compliance with both (Federal & State).
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Must be able to make loan decision independently (Approve or Decline).
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Sign off conditions submitted by JMAC's brokers and clear conditions in DataTrac.
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Make sure to check borrower's signatures throughout file - same signatures.
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U/W to run final AUS based final information.
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Complete appropriate FHAC screens as needed (including Credit reject) - DE Underwriter
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Complete assigned files within established time frame. New submissions: must be completed within 24 hours or established time frame.
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Conditions: must be reviewed and completed within 24 hours or established time frame.

Qualifications:
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For FHA: Must have DE certification, Active CHUMS # and recent FHA underwriting experience.
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For VA: Must have VA SAR or LAPP and recent VA underwriting experience.
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Minimum 3-5+ years of recent experience as an A-Paper Mortgage Underwriter.
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Comprehensive understanding and knowledge of current residential lending guidelines.
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Current knowledge of federal and state laws pertaining to the mortgage banking industry (i.e. TILA, ECOA, etc.)
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Current knowledge of the mortgage origination process, policies, and procedures.
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DU/LP and TOTAL Scorecard knowledge required.
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Strong communication skills and ability to effectively interact with brokers.

_JMAC LENDING, INC. IS AN EQUAL OPPORTUNITY EMPLOYER AND COMMITTED TO WORKFORCE DIVERSITY. QUALIFIED APPLICANTS WILL RECEIVE CONSIDERATION WITHOUT REGARD TO AGE, RACE, RELIGION, SEX, SEXUAL ORIENTATION OR NATIONAL ORIGIN. _