Front Line Retail/Correspondent Mortgage Underwriter

Are you seeking an underwriting position with an emerging company? Our client is a multi-national technology-enabled Business Process Outsourcing services company that provides underwriting, processing, closing, QC, and other mortgage back office services. By integrating highly trained people with state-of-the-art technology and proven business methodologies, our client collaborates with their clients to help them excel in their industry and maximize their customers' lifetime value. You could be working amoungst experienced mortgage professionals who have a minimum of 17 years mortgage industry experience!!!

Our client has immediate openings for Front Line Retail/Correspondent Mortgage Underwriters who have recent experience in Retail or Correspondent Front Line Mortgage Underwriting.

The underwriter will be responsible for approval/decline decisions on incoming applications consistent with internal, client and investor policies. Prior experience with FNMA/FHLMC guidelines required. Portfolio/Private Investor experience a plus.

Job duties include but are not limited to:
• Analyze employment profile, credit strength, property characteristics, and all other information pertinent to the credit decision process on each mortgage application, as presented by the broker
• Apply internal guidelines and investor guidelines to the credit decision process
• Prioritize deals in Workflow queue in order to minimize turnaround time
• Select required conditions on each deal to be satisfied prior to funding
• Using the underwriting system, input: selected conditions, credit information, property details, and borrower information
• Verify accuracy of supporting employment, down payment, appraisal, and financial documentation received
• Review documentation for compliance with internal and regulatory guidelines
• Correspond with processors to attain outstanding documentation needed to complete requirements as stipulated on the commitment

Job Experience:

Qualifications for Underwriter:
• MUST have 3-5 years prior Mortgage Underwriting experience
• Strong communication skills, verbal and written
• Strong analytical skills
• Demonstrated ability to resolve complicated issues as they arise
• Proven organizational skills and demonstrated ability to prioritize and multi-task
• Prior AUS experience required
• This is not a remote position, relocation to Houston is required (relocation assistance not provided)
• Candidates should be open to flexible scheduling options and the ability to adapt/change as needed

****Please email qualified resumes to halley.cancino@adeccona.com****