Investment Real Estate Banker 3
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POST DATE 8/24/2016
END DATE 11/22/2016
JOB DESCRIPTIONAPPLY Interested candidates apply to job ID 2016-1693 on our career site.
This position is primarily responsible for the marketing, underwriting and portfolio management of income-producing and stale residential real estate assets. The incumbent solicits, evaluates, authorizes or recommends all aspects of the credit loan process of commercial, real estate or mortgage loans. The incumbent advises borrowers on financial status and methods of payments. The incumbent develops and manages the borrower's Bank relationship including cross-selling Bank services and products.
Meets with clients and prospects to obtain information for loan applications and to answer questions about the process. Explains to customers the different types of loans and credit options that are available and the terms of those services. Analyzes applicant's financial status, credit and property evaluations to determine feasibility of granting loans.
Requests and compiles copies of loan applicant's credit histories, background, credit information, tax returns, financial state and debt obligation information, corporate financial statements and other financial information. Submits applications to credit analysts for verification and recommendation. Computes payment schedules.
Confers with credit representatives to aid in resolving loan and borrower problems. Negotiates payment arrangements with customers who have delinquent loans.
Analyzes potential loan markets and develops referral networks to locate prospects for loans. Works with clients to identify their financial goals and to find ways of reaching those goals. Markets bank products to individuals and firms, cross-selling bank services that may meet customers' needs.
Reviews and updates credit and loan files. Reviews loan agreements to ensure that they are complete and accurate according to policy. Manages accounts for delinquencies, credit reporting and asset quality.
Handles customer complaints and takes appropriate action to resolve them.
Stays abreast of new types of loans and other financial services and products to better meet customers' needs.
F.N.B. Corporation provides equal employment opportunity to qualified persons
regardless of race, color, sex, national origin, age, sexual orientation, gender
identity, disability, veteran status, or other category protected by law.