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POST DATE 9/10/2016
END DATE 11/2/2016
Mullica Hill, NJ
JOB DESCRIPTIONAll qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability or protected veteran status.
Established in 1980 to offer real estate-related financial assistance to the customers of Weichert, Realtors, Weichert Financial Services leads the way in full service under one roof, supplying mortgage loans and encompassing both Weichert Insurance Agency and several title insurance companies. Weichert Financial Services is continually working to provide all the mortgage and insurance services necessary for a smooth closing, and that includes developing mortgage loan programs that fill the changing needs of its customers and the real estate market.
We are looking for an experienced Loan Officer to join our highly successful team. This opportunity is located in Mullica Hill, NJ. Your role will be to develop and maintain relationships with agents and clients who seek mortgage loans and provide a seamless home buying experience for our customers.
Job responsibilities include, but are not limited to, the following:Develops relationships with new and current customers, as well as realtors, builders, attorneys, and other third parties. Inquires into the customer’s income, assets, investments, debt, credit history, prior bankruptcies, judgments and liens, as well as the characteristics of the property and other similar information in order to assess a customer’s financial circumstances and determine whether the customer and the property qualify for a particular loan.Analyzes the customer’s particular reasons for purchase or refinance, plus their financial background, and reviews the availability of all loan products that might fit the customer’s needs. Advises the customer of the inherent risks and benefits of loan alternatives in order to recommend the most suitable product. Performs all steps and functions necessary to acquire, research/analyze, and approve mortgage packages to include property appraisals, credit reports, background checks, etc. Submits complete and accurate mortgage loan packages that provide all of the information needed to make an underwriting decision.Stays up-to-date on changes in market conditions that affect the Company’s many loan products. Fields customer complaints and provides problem resolution.Updates customer status on a regular basis. Meets and maintains all mortgage loan origination licensing requirements including continuing education requirements. Promotes team atmosphere with representatives from other Weichert Family of Company partners. Stays up-to-date on availability of all products and provides customers with contact information of the appropriate Weichert product representative. Ensures full compliance with all applicable federal and state law and regulations, all Company policies and procedures, and all applicable investor guidelines. Develops and maintains strong relationships with Weichert Realtors Sales Associates for the purpose of recommending and selling mortgage products which meet the qualified customer’s needs. Updates OSSII and Weichert Lead Network portals on a daily basis. Performs other duties as assigned.
Education, Certification, and License RequirementsHigh school diploma or GEDIndividual state loan originator license(s) required for specific states in which employee engages in any mortgage loan origination activityExperienceOne (1) to three (3) years of retail mortgage loan origination experience preferredKnowledge, Skills, and AbilitiesAbility to determine appropriate interest rate quote to customer and to determine maximum qualification amounts based on investor guidelinesAbility to apply investor guidelines to specific sales situations and use discretion and judgment to recommend the most appropriate products to customers based on qualifications and needs identified by customer analysisAbility to set goals and divide processes into timelinesGood problem solving skills are essentialProficiency in Microsoft Office suite of products and ability to quickly gain proficiency in the Company’s proprietary mortgage software productsGood oral and written communications skillsAbility to conduct presentations and hold one-on-one meetingsAbility to multitask in a fast-paced environmentStrong attention to detailStrong customer service skillsGood math skills including addition, subtraction, multiplication, division, percentages, and fractions Knowledge and ability to use typical office equipment (PC, calculator, fax machine, etc.)