Mortgage Underwriter

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POST DATE 9/8/2016
END DATE 12/19/2016

Confidential Company Cincinnati, OH

Company
Confidential Company
Job Classification
Full Time
Company Ref #
28487027
Location
Cincinnati, OH
Job Type
Regular
AJE Ref #
576120715

JOB DESCRIPTION

DEAR,

WE HAVE A FULL TIME/PERMANENT JOB OPPORTUNITY FOR A MORTGAGE UNDERWRITER ROLE WITH ONE OF OUR CLIENT.

LOCATION:- DALLAS,TX AND CINCINNATI,OH

PLEASE FIND BELOW THE JOB DESCRIPTION FOR THE POSITION.

RESPONSIBILITIES

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Works under limited supervision; acquires and applies intermediate knowledge of the business, its products and processes. Uses established procedures and significant job experiences to perform moderately complex to complex work assignments and problem resolution.
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Utilizes lending and exception authority and intermediate understanding of all aspects of Mortgage and/or Home Equity underwriting and portfolio guidelines to underwrite moderately complex to complex loan files. Assists lower level Bank Credit Underwriters with loan files as needed.
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Reviews and evaluates credit applications to assess the loan package for approval of fraudulent activity, and provides feedback to the Processors to improve the quality of the loan files.
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Participates in projects for process and system enhancement initiatives as assigned.
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Maintains and applies intermediate knowledge of Real Estate underwriting business and industry practices, and adheres to established Service Level Objectives (SLOs).

MINIMUM EXPERIENCE

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2+ years underwriting experience.
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Intermediate knowledge of Processing, data analysis tools, and industry data sources.
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Candidate's fresh out of college /GED holders can apply. Selection will be based purely on the candidate demonstrating a basic understanding of mortgages and an ability to learn quickly
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Intermediate knowledge of the industry and Fair Lending processes, products, and services.
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Strong written and verbal communication skills.
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Ability to identify complex problems and review related information to develop and evaluate options and implement solutions.
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Develops positive working relationships with others, and effectively maintains them over time.
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Exhibits results-oriented attitude and behavior to accomplish business goals.
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Demonstrates flexibility and adaptability to multitask and respond to problems as they arise, including assisting lower level Bank Credit Underwriters as needed.
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Possesses critical thinking skills and decision making abilities.