Mortgage Underwriter 8/26/2016
JOB DESCRIPTIONAPPLY HELLO,
HOPE YOU ARE DOING GREAT!
MY SELF _"PRUDVI RAJ"_ and I work for _"ITTBLAZERS"_, Trust this mail find you in the best of times.
ONE OF OUR CLIENT IS SEEKING FOR "MORTGAGE UNDERWRITER".
LOCATION: DALLAS, TX.
NOTE: Client is looking for " MORTGAGE UNDERWRITER " with minimum 2 years of recent "CONVENTIONAL" experience.
Responsible for rendering decisions on credit applications for First Mortgage and/or Home Equity loans based on established criteria. Determines creditworthiness and risk associated with borrower based on credit profile. Communicates decisions that most effectively mitigate credit risks for CLIENT, including data integrity and validity of information submitted. Applies understanding of established guidelines, Fair Lending and all other regulatory requirements when evaluating loan attributes while utilizing prudent underwriting judgment and experience.
Works under limited supervision; acquires and applies intermediate knowledge of the business, its products and processes. Uses established procedures and significant job experiences to perform moderately complex to complex work assignments and problem resolution.
Utilizes lending and exception authority and intermediate understanding of all aspects of Mortgage and/or Home Equity underwriting and portfolio guidelines to underwrite moderately complex to complex loan files. Assists lower level Bank Credit Underwriters with loan files as needed.
Reviews and evaluates credit applications to assess the loan package for approval of fraudulent activity, and provides feedback to the Processors to improve the quality of the loan files.
Participates in projects for process and system enhancement initiatives as assigned.
Maintains and applies intermediate knowledge of Real Estate underwriting business and industry practices, and adheres to established Service Level Objectives (SLOs).