Underwriter

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POST DATE 9/3/2016
END DATE 10/12/2016

PHH Corporation Clearwater, FL

Company
PHH Corporation
Job Classification
Full Time
Company Ref #
16-0769
AJE Ref #
576079657
Location
Clearwater, FL
Experience
Entry Level (0 - 2 years)
Job Type
Regular
Education
High School Diploma or GED

JOB DESCRIPTION

APPLY
Description
Mortgage Underwriter

ESSENTIAL FUNCTIONS AND RESPONSIBILITIES:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily
* Review and decision credit, income, asset and property documentation on designated loans for compliance with PHH and investor guidelines and clearing conditions as applicable
* Perform condominium project reviews for established condominium projects
* Understand condominium guidelines for both agency and correspondent investors.
* Identify and work through alternatives with higher level Underwriter or Supervisor for loans that fall outside of guidelines
* Demonstrate the ability to translate underwriting guidelines with application of mitigating factors, when applicable, to ensure proper salability to investors
* Communicate both in writing and verbally with investors and loan officers
* Update processing system with appropriate income calculations
* Meet established productivity and quality performance metrics on a consistent basis
* Perform other duties as directed by the Underwriting Manager

Requirements
QUALIFICATIONS:

EDUCATION / EXPERIENCE
To perform this job successfully, an individual must have the following education and/or experience:
* High school diploma or equivalent required
* Bachelor s degree preferred
* 1 year mortgage operations experience or 1 year of experience in a financial analysis field is preferred

KNOWLEDGE, SKILLS, AND ABILITIES
Ability to review complex personal and business tax returns for income qualification
* Must have strong customer service skills, excellent communication skills (verbal and written) and must demonstrate strong attention to detail, strong analytical skills and sound decision making ability
* Must demonstrate interpersonal skills with the ability to interact with other departments and third parties in a professional manner
* Must demonstrate the ability to manage multiple priorities and meet deadlines in a fast paced, high volume work environment with proven follow up and organizational skills required

CORE COMPETENCIES
* Behaves as a Leadership Role Model
* Builds Strong Working Relationships
* Drives and Delivers Exceptional Results
* Customer/External Focus
* Builds and Motivates a High Performing Team (people leaders only)

TECHNOLOGY SKILLS
* Proficiency with Microsoft applications (Excel, Word, Outlook) is required
* Experience with Mortgage Processing/Underwriting Software systems is required

* Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.

*

PHH is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, or protected veteran status