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Underwriter

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POST DATE 9/12/2016
END DATE 10/24/2016

AppleOne Pleasanton, CA

Company
AppleOne
Job Classification
Full Time
Company Ref #
23177888.1150
AJE Ref #
576146771
Location
Pleasanton, CA
Job Type
Regular
Required Licenses/Certifications
df-aj

JOB DESCRIPTION

APPLY
This Underwriter Position Features:

? Great Pay to $80K

Immediate need for underwriter. Responsibilities include:

This position underwrites residential loans ensuring compliance with lender and investor standards. Examines loan documentation for accuracy, completeness and overall credit risk. Works with loan originator or production staff to secure all required documents. May respond to individual and investor audits. Underwrite conventional residential loans ensuring compliance with lender and investor standards. Examine loan documentation for accuracy, completeness and credit risk.

Responsibilities:
?Underwrites FHA/VA and Conforming loan applications ensuring adherence to Company and investor credit quality standards.
?Analyzes mortgage loan files, which includes customer?s application, income documentation, appraisal and title reports, to ensure compliance with the company's policies, as well as, state and federal regulations.
?Analyzes loan attributes and documentation for soundness and accuracy.
?Analyzes loan applications to identify any risk issues and/or potential misrepresentation.
?Evaluates overall income, credit and equity of each loan application.
?Ensures all required documentation have been received and completed for the loan process approval.
?Determines the amount of loan to be approved when all criteria for underwriting have been met. Makes recommendation for loan approval.
?Supports Loan Officers during the qualification process and for turndown decisions.
?Provides support to Loan Officers and Processors regarding questions and/or clarification of inquiries, loan files, and underwriting guidelines.
?Ensures timely review and follow-up steps in order to meet and exceed customer?s expectations.
?Keeps up-to-date on investor and regulatory policies, procedures and changes that affect mortgage underwriting.
?Communicates with customers, team members and management on outstanding requirements and conditions, as well as, the status of each loan application.

-Banking and Consumer Lending company. Great benefits. Apply for this great position as a underwriter today! We are an equal employment opportunity employer and will consider all qualified candidates without regard to disability or protected veteran status.

Job Experience:

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