Underwriter paying up to $27/hr -
Responsible for reviewing, analyzing, approving and underwriting large, unusual or complex individual consumer requests and products within company and industry guidelines. Dependent on division and complexity of underwriting, functions may include reviewing financial statements, credit reports, and applicable ratios(i.e. Debt ratios, loan-to-value); evaluating; examining transactions to ensure accuracy and completeness; preparing formal reports for review; ensuring that documents are consistent and uphold to company and industry guidelines; implementing fraud detection techniques, performing compliance reviews; assisting with re-negotiations of loans based on lending guidelines; contacting customers and partners to gather information to make appropriate decisions, explain rationale behind credit decision. May provide work direction and/or training to lower level team members and provide performance feedback to supervisor/manager.: 4+ years underwriting experience.
? Identify potential fraud/risk on mortgage loans and take appropriate action to prevent loss ? Use advanced customer service skills to effectively respond to inquiries or escalated issues from internal partners and provide guidance regarding mitigating fraud risk ? Basic knowledge and understanding of lending policies, regulations, and compliance ? Make timely and independent decisions while working in a fast-paced and results-driven environment We are an equal employment opportunity employer and will consider all qualified candidates without regard to disability or protected veteran status.
? Navigate multiple computer system windows, applications, and utilize search tools to find information
? Strong analytical skills, including analyzing complex data
? Strong organizational, multi-tasking, and prioritizing skills