Vice President, Commercial Credit Manager

- Harvard Square
Full Time

As the Vice President Credit Manager, for the Commercial Credit department at Cambridge Savings Bank, you will be responsible for managing the credit analysis function of both the CRE and C&I lending areas for new loan underwriting, including credit risk management reporting and loan risk rating recommendation. Additionally, you will participate in scheduling and preparing loans for the annual renewal process by working with lending officers to ensure that credit files contain up-to-date financial information and that analyses are completed in a timely manager. You will manage the analysis of the existing loan portfolio to include monitoring the spreading of financial statements and assigning or re-affirming the appropriate risk rating. Additionally, you will develop and evaluate the performance of the credit analysis staff by determining specific training and/or educational needs for the analysts while evaluating programs, materials and sources to satisfy those needs.Qualifications:

Qualified candidates will possess a college degree in business, finance or accounting and eight to ten years of credit analysis experience in both CRE Lending and C&I Lending. Knowledge of real estate investments, loan principles and economics combined with commercial lending operations and regulations is a must. Additionally the ability to complete complex credit analyses and write thorough, comprehensive loan summaries is a necessity. Strong managerial skills and communication and interpersonal skills is also required.

Cambridge Savings Bank, headquartered in Harvard Square, and with 16 banking centers located throughout Eastern, MA, is dedicated to maintaining our strong financial position by providing our customers with a full range of individual and business banking services in a professional, personal way. We are equally dedicated to our employees providing a work environment built on respect, support, and teamwork.