Mortgage Originator-Inside Sales 10/11/2017
M & T Bank
JOB DESCRIPTIONAPPLY BASIC FUNCTION:
Responsible for originating residential mortgage loans. Responsible for adherence to complaince guidelines and to the requirements of federal registration under the SAFE Act.
Receive referrals from realtors, builders, branches and/or developers who have pre-established relationships with M&T. Follow up on potential customers via telephone, fax, and email. Sell inbound customers to use M&T Mortgage for mortgage financing. Answering initial questions and providing explanation of M&T products. Pre-qualifying customers. Originates mortgages and coordinates settlements. Begins mortgage application process in person or over the phone and sends packages to customer for completion. Enters completed applications into the system. Obtains and analyzes pertinent financial and credit data necessary for determining if loan is an acceptable risk. Collects closing conditions, orders appraisals, coordinates draw schedules, and schedules closings. Negotiates terms and conditions of loan with mortgagor. Provides timely and complete feedback to sources regarding the disposition of their leads. Keeps informed of changing rules and regulations. Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act.
Bachelor's degree or equivalent in work experience. 2-3 years mortgage origination and/or customer service experience. General PC knowledge and knowledge of departmental software. Organizational, mathematical and customer service skills are required. Excellent sales ability and the ability to interact with all levels in a professional manner. Knowledge of products and government regulations.
At M&T, we strive to be the best place our employees ever work, the best bank our customers ever do business with and the best investment our shareholders ever make. So when looking to advance your career, look to M&T. As a top 20 US bank holding company and one of the best performing regional banks in the country, we offer a wide range of performance based career development opportunities for talented professionals. And through our longstanding tradition of careful, conservative and consistent management and a strong commitment to the communities we serve, we continue to grow with a focus on the future.
M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer. M&T Bank Corporation does not sponsor individuals for the purpose of obtaining H-1 Visas. M&T Bank Corporation has policies and procedures in place to promote a drug free workplace.