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Combined Insurance is a leading provider of supplemental accident, health and life insurance products and is a member of the ACE Group of Companies. With a field sales force and corporate staff in excess of 7,000 people worldwide, Combined Insurance meets the growing coverage needs of policyholders around the globe. Combined Insurance offers products in North America (U.S. and Canada) and several countries internationally including Australia, Austria, Germany, Ireland, New Zealand,Portugal, Spain, Thailand, and the United Kingdom (UK). We take pride in providing supplemental insurance plans that are clearly written and easy to understand so customers can be sure they are getting the right coverage.