JOB DESCRIPTION

APPLY Location US-MD-Baltimore

Job ID

2019-1888

# Positions

1

Pay Status

Hourly / Non-Exempt

OBJECTIVE



We are currently looking to hire an experienced loan originator who recognize the value of an 86 year old, 3 billion dollar financial institution as strong enough to support your production, while small enough to enhance your personal approach for referrals.



For your proven sales ability, we offer:

* Highly competitive compensation arrangements plus a small base salary.

* Health Benefits, Dental Coverage, Vision Coverage and Flexible Spending Account

* 401k

* Full product menu including portfolio products, Construction to Perm loans, FHA/VA, non - warrantable condo, LLC and more

* Local processing, underwriting and closing



Firstrust Bank is an Affirmative Action Contractor and is an Equal Opportunity Employer.



Minority/Female/Disabled/Veteran/all other
Protected Statuses

RESPONSIBILITIES/DUTIES

* Originates quality mortgage loans in accordance with the required goals as established by Firstrust Bank.

* Accurately completes all required application documents in accordance with the guidelines of Firstrust Bank and/or its investors.

* Requests necessary documentation from borrowers to insure loans conform to the guidelines and program requirements.

* Submits complete mortgage applications to the lending department for processing in a timely fashion.

* Ensures all loans are processed and closed in a timely, accurate, and quality manner in order to establish and maintain total customer satisfaction.

* Actively solicits mortgage loan business from external loan sources such realtors, builders, financial advisors, accountants, etc.

* Actively solicits mortgage loan business from internal loan sources such as Relationship Managers and Business Development Officers.

* Exhibits and shows support of both the Mission and Core Values of Firstrust Bank.

* Ensures daily compliance with all federal (Sarbanes-Oxley Act, Section 404) and state regulations.

* Perform other duties as assigned by the President of Mortgage Lending and the Vice President of Mortgage Lending.

ESSENTIAL FUNCTIONS

* Views and prepares loan applications via a computer terminal.

* Ability to use standard office equipment such as fax and copier.

* Travel to customer sites as necessary.

* Ability to communicate effectively to solicit new business. Ability to converse with internal and external clients to exchange information.

* Lift files/documents up to 10 pounds.



KNOWLEDGE - SKILLS & ABILITIES

* Two plus years of retail, residential mortgage sales experience

* Documented residential mortgage loan origination volume in the past 12 months of $10 million

* A complete understanding of residential lending from origination through closing/delivery

* Previous experience on a mortgage loan origination system

* Established relationships with local referral networks

* Excellent verbal and written communication with the ability to effectively explain programs, loan terms and features, policies and benefits to customers

* In-depth understanding and knowledge of the mortgage lending process and applicable regulatory requirements

* Excellent interpersonal and negotiation skills

* Strong analytical and organizational skills

* College degree preferred

* Demonstrated PC/computer skills with a solid understanding of MS office (Word, Excel and Outlook)